Today I was reminded of how powerless I am in the world. Being dad isn’t always easy as a parent we want nothing more than to protect our children from harm or troubles or ‘difficulties’ in life. YET, we are not surrounding them 24/7 or standing by their side. Sure we live in “safe” neighborhoods, […]
Avoid Foreclosure
The US housing market and national financial crisis have caused untold stress and heartache for many American families. Avoiding Foreclosure can be one of the most devastating financial challenges that a family will face and one that often times can be avoided with numerous options available to homeowners. The options available to avoid foreclosure for […]
Is your Listing agent ‘TRUTHFUL’?
I have heard it a hundred times,“Trust but verify” and let me be the first to say I like the slogan. But is your listing agent truthful ? The problem is why should a homeowner have to go through this mess when listing their home. Shouldn’t real estate agents who are licensed REALTORS, ® that […]
Top 3 tips for First Time Buyers
What do all first time buyers need…. 1.. As a First-time home buyer, focus on money. It is crucial despite the availability of FHA financing and down payment programs, it is essential to prioritize building a strong savings account. A healthy bank balance not only increases the likelihood of obtaining lower interest rates from lenders but […]
Refinance your Mortgage or NOT ?
We humans haven’t changed to much over the past 100 years and surely not much in the past 10 years. We still want better homes for our children, we want our kids to attend better schools than we did, we want our lives to be ‘easier’ than it was for our parents, and yet in […]
Truth on Home Mortgage Payments
Understanding your home mortgage: Data based on $200,000 Purchase Price, $20,000 down payment resulting in: 30 year, $180,000 home loan at 5.5% Interest (no taxes or insurance are taken into consideration in this article, and there is no PMI). Your monthly Loan Payment will be $1022, multiply that by 360 payments (30 years) = $367,920 total in payments. WOW, […]
Architectural Home Styles
The home is where the heart is. You know this is a very true statement. A home says a lot about a person. Sometimes when my house is messy, so is my life, other times things are so organized you would think “nobody lives like this.” Those are the best days in my wife’s life..She […]
Pretty Place Fred W Symmes Chapel
Reasons to Live in Greenville: Pretty Place – Fred W Symmes Chapel If you call Greenville South Carolina or the #Upstate home you are lucky enough to be a short drive from Pretty Place. As you wind through the Mountain Bridge Wilderness Area along highway 276 towards the top of the mountain where you will find the […]
What Makes Up a FICO Score
Are you trying to improve your credit score and need some help. My friends at 360 Credit Consulting have put together a quick break down on what makes up your FICO score. Use these tips and tricks to improve what makes up a FICO score immediately. 30% Amounts Owed […]
Benefits of Budgeting
I started off the year with some directions on starting a budget. AND I promised I would talk about the Benefits of Budgeting and here they are. You will be able to pay for your Childs College Education (debt free) You’ll Tithe more than 10% (minimum that the bible suggests) It will empower you […]