Advice for buyers and sellers, from Justin Ruzicka

1% Increase in Mortgage Rates Mean fo...

1% Increase in Mortgage Rates Mean for YOU?

Real estate prices continue to be on the rise with the low inventory of homes available.  As prices continue to rise your ownership costs (over 30 years), also continues to rise.  BUT here is the best news.  You can save $52,851 on your mortgage payments when you buy today with the low interest rates at […]

4th Fastest Growing City in America; ...

4th Fastest Growing City in America; Greenville, SC

Greenville, SC was named among the top 5 fastest growing cities in America with populations over 50,000 residents.  According to the Census Bureau, Greenville has seen a 5.5% growth recently.   If you are a resident here in Greenville you have seen the growth with new construction housing, new restaurants, pubs, and eateries opening up. Beautiful […]

I love being Your Realtor

I love being Your Realtor

I am thankful to be a realtor. As a realtor I have the pleasure and joy of being part of someone’s dream. I like helping first time home buyers and all the excitement they bring with them. I love helping the seasoned buyer who might be moving up, moving down or sideways.   If I […]

Thankful to Live in Greenville, SC

Thankful to Live in Greenville, SC

I have spent the first half of my life growing up in an esteemed suburb of Chicago, Naperville, IL.  Naperville has some of the best schools out there, it has a booming downtown, and a vibrant life for families of all shapes and sizes.  I am thankful my parents stumbled upon that ‘little’ town in […]

First Entry for Thankful ThursdayR...

First Entry for Thankful Thursday’s

We have a lot to be thankful for as American’s.  Do you ever sit in a quiet place and meditate on this?  If you are like me, your life is busy.  It is filled with running kids to and from school, soccer practice, dance recitals, football games, horse lessons, and soon I am sure we […]

Economic Outlook Great for Greenville...

Economic Outlook Great for Greenville South Carolina

The Greenville Area Development Corporation is tasked with providing comprehensive resources to further the economic growth of our area.  Since its funding in 2001, their efforts resulted in creation of over 23,000 new jobs and more than $4Billion in Capital investment in Greenville, County. The 2016 4th quarter indicators report shows an amazing $429 Million […]

Difference between Micro and Marco Ec...

Difference between Micro and Marco Economics

I am reading this great book, Economics in ONE LESSON, by Henry Hazlitt. The irony  is Economics class in College was the hardest course for me, well maybe Statistics was a little more challenging but that was because, all you had to do was “REJECT or FAIL TO REJECT,” that’s it…Inside Joke for those who […]

Economics 101 – Division of Lab...

Economics 101 – Division of Labor

It is tough talking in terms of “theory” as it makes it hard to conceptualize, so instead lets talk about real life. However we have to use something that we both have in common that is close to our heart…so do you know of a good firefighter? I’m not talking about the guy who just […]

Mortgage Payments | Conventional Loan...

Mortgage Payments | Conventional Loans

I am a fan of Dave Ramsey and statement “do the math stupid.” OK, it’s not nice to offend people, so I am sorry about that.   Besides I am not saying you the reader are stupid…OK, the point of my post is comparing a Mortgage Payment with 15% down compared to $20% down. If you can […]

Justin Ruzicka, Realtor
Justin Ruzicka, RealtorThe House Guy
Much of my real estate career has been in buying, repairing, then selling the properties for a profit. I work for specific investment groups doing this, as well as manage a personal portfolio. The other 50% of my business is helping my neighbors, I have helped dozens of Families buy or sell their home.

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